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Now in private beta

You're earning well.
Is your wealth keeping up?

Henry finds your path to financial independence, and the money you're already leaving behind.

No credit card. Connects in under 2 minutes.

Good morning, Alex.
FI Progress
68%
$4.51M of $6.64M
Years to FIRE
7 yrs
On track
Savings Rate
+58%
Target hit
Your dining spend costs you 1.2 retirement years. A $200 cut moves FIRE from 9 to 7 yrs.
See impact
$4,600/yr recovered. Employer match now fully claimed.
Done
Your 401k is in a fund charging 0.58% more than the equivalent Vanguard index. On $280K, that's $1,624/yr in silent drag.
Easy switch
Connects with
+ 12,000 more

Not a budgeting app.
A wealth co-pilot.

Insights in retirement years
Henry reframes every insight in FIRE timeline terms. Not "you spent $500 on dining" but "that's 1.2 years of retirement." The unit that actually moves people to act.
Goals that track themselves
Commit to a change and Henry tracks it automatically against your live transactions. At month end, you see your result and your updated FIRE timeline. No spreadsheets, no manual logging.
An AI that knows your actual numbers
Ask Henry anything. Unlike generic AI tools, every answer is grounded in your real accounts and FIRE timeline, with citations pointing to the exact data it used.

Money you didn't know you were missing.

Not lifestyle changes. Structural gaps Henry finds automatically. Fix them once, they compound for years.

401k in high-fee fund · 0.68% vs 0.10%
TIAA CREF target-date · Vanguard equivalent available
+$1,624/yr
HSA contribution gap · $2,350 left for 2026
Triple tax-advantaged · unused limit invests & rolls over
+$846/yr
3 subscriptions, no activity in 90 days
Peloton · Adobe · LinkedIn Premium
+$1,728/yr
Found for you this year $4,198

Up and running in minutes.

01
Connect your accounts
Link banks, investments, and credit cards. Read-only access, Henry can never move your money. Most users connect everything in under 2 minutes.
02
Set up your profile
A few quick questions unlock far more accurate FIRE math, filling in what your bank statements alone can't show.
03
Watch your wealth come into focus
Your FIRE timeline, hidden opportunities, and personalized insights — all in one place, always current.

What HENRYs are saying

★★★★★
"I make $240K a year and had no idea I was leaving $4,600 in employer match unclaimed. Henry found it in five minutes. That's the whole app."
MR
Marcus R.
Software Engineer · San Francisco
★★★★★
"Mint told me to spend less on restaurants. Henry told me my dining habit is costing me 1.2 years of retirement. That framing changes everything."
SL
Sarah L.
Attorney · New York
★★★★★
"I set a dining budget and forgot about it. Three weeks later Henry sent me a summary. I was on track for the first time in years and my FIRE date moved by 8 months."
JM
Jordan M.
Product Designer · Chicago
Private beta · Limited spots

Know your real FIRE number today.

Connect your accounts in 2 minutes. Henry does the rest.

No credit card. Read-only bank access. Cancel anytime.

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